Fraud & Payment Teams
- Adaptive risk for optimal approval rates
- Effortless compliance, no dev overhead
- Frictionless user experience at scale
-
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
Multi-Scheme Support One platform. Every major scheme.Merchant Simulator Test safely. Launch confidently.Command & Control Granular delegation. Total oversight.Experiment & Test Smarter changes. Safer decisions.Advanced Reporting Real-time clarity. Compliance without the scramble.Transformational Troubleshooting Total visibility. Zero guesswork. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
3DS ACS for Issuers & BaaS Platforms Secure, frictionless cardholder verification.3DS ACS for Traditional Banks Secure, frictionless cardholder verification.3DS ACS for Fintechs & Neobanks Secure, frictionless cardholder verification.3DS Server (MPI) for Acquiring Banks Secure, frictionless cardholder verification.3DS Server (MPI) for Single Merchants Secure, frictionless cardholder verification. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
- Developers
Deliver Compliant 3D Secure with Zero Headaches
Our Authentication & 3DS solution ensures you meet global standards like PSD2 SCA, while keeping user friction low. Easily configure authentication steps, customize risk thresholds, and maintain a seamless cardholder experience.
Built for Modern Fintech & Beyond
Apata's 3DS system integrates quickly with your existing payment flows. Modify settings on the fly to adapt to shifting regulatory or market demands—no code changes needed.
Built for Modern Fintech and Beyond
Apata's 3DS system integrates quickly with your existing payment flows. Modify settings on the fly to adapt to shifting regulatory or market demands—no code changes needed.
Real-Time Updates
Push new authentication rules instantly.
User-Friendly Dashboards
Manage 3DS settings without developer overhead.
Full Audit Trails
Track changes for compliance and peace of mind.
H1 64/70 Lorum ipsum dolor esit libero minus
H2 55/60 Lorum ipsum amet dolor esit libero
H3 46/52 Lorum ipsum dolar amet dolor esit libero minus
H4 32/40 Lorum ipsum dolar amet quia magnam non porro omnis ut suscipit quos
H5 26/34 Lorum ipsum dolar amet quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea com
H6 20/28 Lorum ipsum dolar amet quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor
P 16/24 SemiBold. Lorem ipsum dolor sit amet. quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate ullamco laboris underlined text, bold text lorem ipsum.
Key Advantages
Explore the standout features that make our 3DS solution the best in its class. Lorem ipsum dolor sit amet.
Global Compliance
Faster Approvals
Easy Configuration
Seamless UX
Analytics & Insights
Most issuers and fintechs go live in days, thanks to our no-code configuration and intuitive portal. Our Authentication & 3DS solution ensures you meet global standards like PSD2 SCA, while keeping user friction low. Easily configure authentication steps, customize risk thresholds, and maintain a seamless cardholder experience.
Most issuers and fintechs go live in days, thanks to our no-code configuration and intuitive portal. Our Authentication & 3DS solution ensures you meet global standards like PSD2 SCA, while keeping user friction low. Easily configure authentication steps, customize risk thresholds, and maintain a seamless cardholder experience.
Most issuers and fintechs go live in days, thanks to our no-code configuration and intuitive portal. Our Authentication & 3DS solution ensures you meet global standards like PSD2 SCA, while keeping user friction low. Easily configure authentication steps, customize risk thresholds, and maintain a seamless cardholder experience.
Most issuers and fintechs go live in days, thanks to our no-code configuration and intuitive portal. Our Authentication & 3DS solution ensures you meet global standards like PSD2 SCA, while keeping user friction low. Easily configure authentication steps, customize risk thresholds, and maintain a seamless cardholder experience.