3DS ACS for Traditional Banks
- Built for trust.
- Backed by engineering.
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Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
Multi-Scheme Support One platform. Every major scheme.Merchant Simulator Test safely. Launch confidently.Command & Control Granular delegation. Total oversight.Experiment & Test Smarter changes. Safer decisions.Advanced Reporting Real-time clarity. Compliance without the scramble.Transformational Troubleshooting Total visibility. Zero guesswork. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
3DS ACS for Issuers & BaaS Platforms Secure, frictionless cardholder verification.3DS ACS for Traditional Banks Secure, frictionless cardholder verification.3DS ACS for Fintechs & Neobanks Secure, frictionless cardholder verification.3DS Server (MPI) for Acquiring Banks Secure, frictionless cardholder verification.3DS Server (MPI) for Single Merchants Secure, frictionless cardholder verification. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
- Developers
The Apata Advantage: 3DS ACS for Banks
Uptime You Can Bank On
Ensuring your customers enjoy uninterrupted service and stay protected.
More Than Support
Our team doesn’t just respond - we take ownership.
Engineered Around Your Reality
Our ACS is designed to adapt - not dictate.
Uptime You Can Bank On
Authentication downtime damages trust. That’s why our ACS is built for resilience, with real-time failover, high availability, and the ability to scale under pressure - ensuring your customers enjoy uninterrupted service and stay protected.
Whether you’re serving millions or managing a regional footprint, our platform delivers consistent, high-performance authentication without the usual reliability risks.
More Than Support. True Service.
Our team doesn’t just respond - we take ownership. From onboarding through day-to-day operations, we provide same-day answers, direct engineer access, and proactive support that anticipates your needs.
We work as an extension of your team, helping you adapt to changing requirements, resolve issues before they escalate, and keep authentication running smoothly - no matter what comes up.
Engineered Around Your Reality
We understand that banks operate in complex environments with legacy systems, compliance pressures, and unique technical constraints. Our ACS is designed to adapt - not dictate.
From custom policy logic to bespoke integrations, we work side-by-side with your team to deliver solutions that fit your world, not force you into ours.