-
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
Multi-Scheme Support One platform. Every major scheme.Merchant Simulator Test safely. Launch confidently.Command & Control Granular delegation. Total oversight.Experiment & Test Smarter changes. Safer decisions.Advanced Reporting Real-time clarity. Compliance without the scramble.Transformational Troubleshooting Total visibility. Zero guesswork. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
3DS ACS for Issuers & BaaS Platforms Secure, frictionless cardholder verification.3DS ACS for Traditional Banks Secure, frictionless cardholder verification.3DS ACS for Fintechs & Neobanks Secure, frictionless cardholder verification.3DS Server (MPI) for Acquiring Banks Secure, frictionless cardholder verification.3DS Server (MPI) for Single Merchants Secure, frictionless cardholder verification. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
- Developers
Cookies
This section describes how Apata Limited (Apata) uses “cookies” and other similar technologies, in connection with our site and services.
What is a cookie?
Cookies are small text files that are stored in a computer's browser directory. They help site providers with things like understanding how people use a site, remembering a user's login details, and storing site preferences.
Does Apata use cookies?
Yes. We use cookies in accordance with our Privacy Policy to:
- ensure that our services function properly;
- detect and prevent fraud;
- understand how visitors use and engage with our site; and
- analyse and improve services.
Who sets cookies when I use Apata's site?
There are two main types of cookies that can be set:
- First party cookies: these cookies are placed and read by Apata directly when you use our services;
- Third party cookies: these cookies are not set by Apata, but by other companies, like Google or Facebook, for site analytics purposes. See further details below on how to manage these cookies.
How Apata uses cookies
Cookies play an important role in helping us provide effective and safe services. Below is a description of the commonly used cookie types and the purposes that apply to them.
Necessary cookies
Some cookies are essential to the operation of our Site and Services and make it usable and secure by enabling basic functions like page navigation and access to secure areas of the Site. We use those cookies in a number of different ways, including:
- Authentication. To remember your login state so you don't have to log in as you navigate through our Site and dashboard.
- Fraud Prevention and Detection. Cookies and similar technologies that we deploy through our Site help us learn things about computers and web browsers used to access the Services. This information helps us monitor for and detect potentially harmful or illegal use of our Services. For example, in order to process payments transactions for our Users, it is necessary for Apata to collect information about the transaction and the Customer. To help secure these transactions and minimise fraud, we collect additional information through the use of cookies and other technologies in helping to identify bad actors and prevent them from making fraudulent transactions. Customers should check our Users' sites for more information about the use of Apata cookies for fraud detection.
- Security. To protect user data from unauthorised access.
- Functionality. To keep our Site and Services working correctly, like showing you the right information for your selected location.
Preference cookies
Preference cookies are used by Apata to remember your preferences and to recognise you when you return to our services.
Analytics cookies
Analytics cookies help us understand how visitors interact with our services. We use those cookies in a number of different ways, including:
- Site Features and services: to remember how you prefer to use our services so that you don't have to reconfigure your settings each time you log into your account.
- To analyse and improve our services: to make our site and services work better for users. Cookies help us understand how people reach our site; they give us insights into improvements or enhancements we need to make to our site and services.
- Pixel tags (also known as web beacons and clear GIFs): may be used in connection with some services to, among other things, track the actions of users (such as email recipients), measure the success of our marketing campaigns and compile statistics about usage of the services and response rates.
Can I opt-out?
Yes. You can opt out of cookies through our Cookie Settings Dashboard, with the exception of those cookies that are necessary to provide you with our services. Your web browser may allow you to manage your cookie preferences, including to delete and disable Apata cookies. You can take a look at the help section of your web browser to understand your options. If you choose to disable cookies, some features of our site or services may not operate as intended.