Experiment & Test
- Smarter changes.
- Safer decisions.
-
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
Multi-Scheme Support One platform. Every major scheme.Merchant Simulator Test safely. Launch confidently.Command & Control Granular delegation. Total oversight.Experiment & Test Smarter changes. Safer decisions.Advanced Reporting Real-time clarity. Compliance without the scramble.Transformational Troubleshooting Total visibility. Zero guesswork. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
3DS ACS for Issuers & BaaS Platforms Secure, frictionless cardholder verification.3DS ACS for Traditional Banks Secure, frictionless cardholder verification.3DS ACS for Fintechs & Neobanks Secure, frictionless cardholder verification.3DS Server (MPI) for Acquiring Banks Secure, frictionless cardholder verification.3DS Server (MPI) for Single Merchants Secure, frictionless cardholder verification. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
- Developers
From Guesswork to Proof
Know What Works - Before It Matters
Explore outcomes, validate assumptions, and fine-tune without disruption.
Side-by-Side, Not After-the-Fact
Run parallel versions of logic or UX flows and compare performance across key metrics.
Fail-Safe by Design
All tests run in a controlled, non-disruptive layer - so production stays stable.
Know What Works - Before It Matters
Apata lets you simulate new rules against real historical data, so you can see the impact before anything goes live. What used to be guesswork is now evidence-driven - from approval rates to challenge frequency.
You can explore outcomes, validate assumptions, and fine-tune without disruption. No surprises, no fire drills - just smart iteration.
Side-by-Side, Not After-the-Fact
Run parallel versions of logic or UX flows and compare performance across key metrics. Apata makes it easy to test two approaches and move forward with confidence in what actually works.
Iteration becomes a process, not a risk. And because it’s built into your environment, you don’t need external tools or shadow environments to experiment safely.
Fail-Safe by Design
All tests run in a controlled, non-disruptive layer - so production stays stable, even as your ideas evolve. If a change performs better, promote it. If it doesn't, discard it. Either way, nothing breaks.
Apata makes testing not just safe, but natural. Because good decisions shouldn’t come at a price.
Discover the Future of Payment Authentication
Let us show you what you’ve been missing out on and how quickly you can move to a vendor that you can actually rely on.
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