3DS ACS for Issuers & BaaS Platforms
- Smart security.
- Designed for scale.
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Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
Multi-Scheme Support One platform. Every major scheme.Merchant Simulator Test safely. Launch confidently.Command & Control Granular delegation. Total oversight.Experiment & Test Smarter changes. Safer decisions.Advanced Reporting Real-time clarity. Compliance without the scramble.Transformational Troubleshooting Total visibility. Zero guesswork. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
3DS ACS for Issuers & BaaS Platforms Secure, frictionless cardholder verification.3DS ACS for Traditional Banks Secure, frictionless cardholder verification.3DS ACS for Fintechs & Neobanks Secure, frictionless cardholder verification.3DS Server (MPI) for Acquiring Banks Secure, frictionless cardholder verification.3DS Server (MPI) for Single Merchants Secure, frictionless cardholder verification. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
- Developers
The Benefits of Apata
Fast to launch. Built to grow.
In a space where speed-to-market is everything, our ACS helps you move fast without compromising on security.
Self-service without limits.
We’ve reconsidered how 3DS ACS should work in a multi-tenant, embedded finance world.
More than compliance. Real partnership.
Our approach to 3DS is simple: strong security should be invisible when done right.
Fast to launch. Built to grow.
In a space where speed-to-market is everything, our ACS helps you move fast without compromising on security. Whether you're onboarding a single bank or rolling out across multiple markets, our platform is designed for rapid deployment - getting new programs live in days, not months.
With minimal setup and a future-ready architecture, we remove the operational drag that often comes with authentication infrastructure. You stay focused on growth - we’ll handle the compliance, performance, and uptime behind the scenes.
Self-service without limits.
We’ve reconsidered how 3DS ACS should work in a multi-tenant, embedded finance world. Every action - policy control, branding, user flows - is fully self-serve and can be delegated, so your customers can own their experience without leaning on your team.
Whether you're a BaaS provider reselling to banks or an issuer processor serving multiple programs, our tooling makes it easy to empower downstream users while keeping platform control exactly where it belongs - with you.
Beyond Compliance. Real partnership.
Our approach to 3DS is simple: strong security should be invisible when done right. But when things do need attention, we’re more than a vendor - we’re a hands-on partner, ready to support you at scale.
From scheme updates to edge-case scenarios, we help you stay ahead without getting stuck in technical complexity. We work behind the scenes so you and your customers can stay confidently in front.