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Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
Multi-Scheme Support One platform. Every major scheme.Merchant Simulator Test safely. Launch confidently.Command & Control Granular delegation. Total oversight.Experiment & Test Smarter changes. Safer decisions.Advanced Reporting Real-time clarity. Compliance without the scramble.Transformational Troubleshooting Total visibility. Zero guesswork. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
3DS ACS for Issuers & BaaS Platforms Secure, frictionless cardholder verification.3DS ACS for Traditional Banks Secure, frictionless cardholder verification.3DS ACS for Fintechs & Neobanks Secure, frictionless cardholder verification.3DS Server (MPI) for Acquiring Banks Secure, frictionless cardholder verification.3DS Server (MPI) for Single Merchants Secure, frictionless cardholder verification. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
- Developers
Developer Integration
Our ACS is designed for developers who care about speed and simplicity. Forget the complexity of traditional 3DS setups - with our streamlined architecture, you can handle card enrolment, authentication, and testing seamlessly. Go live instantly with a single API call and experience true real-time performance from day one.
Go live in hours, not weeks
Our ACS is built for developers who value speed and clarity. Unlike traditional 3DS integrations, you don’t need to wire up dozens of endpoints before you see results. With us, you can go live with a single API call for real-time card enrolment.
Initial Integration Timeline
Integration for Multiple Tenants
Integration is only as fast as you’re ready to move - most of our customers integrate in under a week. Once that's complete, adding new customers becomes a simple and seamless process. The existing system is designed to support multiple tenants with minimal effort, allowing you to scale quickly without repeating the integration work.
Your System with Apata
With one-click integration, you gain access to all product benefits, including DDoS and BIN attack protection, best-in-class authentication methods, built-in compliance, real-time analytics and much more.
Simple, modern APIs
All of our APIs are:
- RESTful – predictable resource-oriented URLs, JSON payloads.
- Standards-driven – fully aligned with EMV 3-D Secure 2.x specifications.
- Flexible – start small with one API, then expand to authentication, reporting, and management endpoints as needed.
That’s it. No boilerplate. No complex setup. From here, you can choose to add advanced flows like Out-of-Band authentication, delegated risk scoring, or reporting at your own pace.
Why developers prefer us
- Fastest time-to-market – minimal integration to start, optional APIs to grow.
- Transparent documentation – every endpoint is clear and consistent.
- Future-proof – built for modern infrastructure, cloud-ready and scalable.
Start with one call. Grow at your pace.