About Us
- Secure, Compliant and Scalable Solutions.
- Expert Partnership and Support.
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Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
Multi-Scheme Support One platform. Every major scheme.Merchant Simulator Test safely. Launch confidently.Command & Control Granular delegation. Total oversight.Experiment & Test Smarter changes. Safer decisions.Advanced Reporting Real-time clarity. Compliance without the scramble.Transformational Troubleshooting Total visibility. Zero guesswork. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
3DS ACS for Issuers & BaaS Platforms Secure, frictionless cardholder verification.3DS ACS for Traditional Banks Secure, frictionless cardholder verification.3DS ACS for Fintechs & Neobanks Secure, frictionless cardholder verification.3DS Server (MPI) for Acquiring Banks Secure, frictionless cardholder verification.3DS Server (MPI) for Single Merchants Secure, frictionless cardholder verification. -
Book demo
Schedule a demo to explore how our solutions can streamline your payment processes.
- Live updates
- Advanced risk analytics
- Full SCA compliance
- Developers
We combine over a decade of expertise in 3D Secure and fraud prevention with a proven track record of delivering secure, compliant, and reliable authentication solutions.
Our team's journey
Our team's journey began in 2014 with the founding of Touchtech Payments, a pioneering provider of strong customer authentication technology. Touchtech was acquired in 2019, reflecting its global impact and leadership in payments security. Building on that foundation, we established Apata in 2021 to bring next-generation 3DS services to financial institutions worldwide.
Today, Apata is trusted by banks, fintechs, issuing-processors, and payment providers to deliver
Robust compliance
With PSD2 and global authentication standards.
Resilient infrastructure
Designed for scale and reliability.
Dedicated support
From experts with deep regulatory and industry knowledge.
We understand that authentication is more than just technology – it is the cornerstone of trust in digital payments. At Apata, our mission is to help institutions strengthen security, reduce fraud, and safeguard customer trust through best-in-class authentication solutions.