Sign in
Book demo

3DS ACS for Fintechs & Neobanks

  • Always on.
  • Built for developers.
Book demo

Why Fintechs & Neobanks Choose Apata

Uptime That Doesn’t Blink

Our ACS delivers industry-leading availability, with active-active infrastructure, low-latency performance, and built-in failover.

Your UX. Your Rules.

Every part of the experience - from branding to risk logic - is under your control, so you can align authentication with your product vision.

APIs That Put You in Charge

From orchestration to reporting, you can build, test, and ship on your timeline.

Uptime That Doesn’t Blink

In a digital-first world, even seconds of downtime cost trust. Our ACS delivers industry-leading availability, with active-active infrastructure, low-latency performance, and built-in failover.

Whether you’re scaling fast or entering new markets, your authentication stays live, stable, and invisible to users - exactly as it should.

Your UX. Your Rules.

We don’t lock you into template flows or rigid policies. Every part of the experience - from branding to risk logic - is under your control, so you can align authentication with your product vision.

Manage rules, flows, and fallback behaviour through a simple interface or API - without waiting on us, or anyone else.

APIs That Put You in Charge

Our developer-first approach means everything is exposed via modern, well-documented APIs. From orchestration to reporting, you can build, test, and ship on your timeline.

Whether you're embedding into your stack or building something entirely new, our tools give you power without the friction.